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Senior Data Scientist - Flex Pay

Upgrade • Tampa, FL, US • published 2026-10-16 08:18:38.956205

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Description

**About the Role:** We are seeking a highly analytical and results\-driven Data Scientist to join our buy now pay later (BNPL) sector called Flex Pay. You will play a key role in building predictive risk models, optimizing offers and pricing, and extracting insights that drive product development, risk mitigation, and customer strategy. This role requires a strong foundation in statistics, machine learning, and programming. ***While this position is ideally based in our San Francisco office on a hybrid basis, we are also open to considering remote candidates.*** **What You'll Do**: * Build and maintain credit and fraud policy simulators used to ensure properly functioning systems and identify risk decisioning enhancements. * Build and deploy statistical models and machine learning algorithms to solve business problems in areas like credit risk, fraud detection, pricing, customer segmentation, and marketing attribution. * Validate models to identify factors that may affect model performance. * Analyze large, structured and unstructured datasets using SQL, Python or similar tools. * Stay up to date with the latest trends and technologies in data science and fintech, actively research...


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